TERMS AND CONDITIONS
Last Updated: March 4th, 2026
This website is operated by Prestige Creative LLC, doing business as My Legacy Path ("we," "us," or "our"). By visiting https://www.mylegacypath.com (the "Site") and submitting any inquiry, you agree to be bound by these Terms and Conditions ("Terms"). Please read them carefully before using the Site.
If you do not agree to these Terms, please do not access or use the Site. We reserve the right to update these Terms at any time by posting changes to this page. Your continued use of the Site following any changes constitutes acceptance of those changes.
Section 1 – Representation
By using this Site, you represent that you are at least 18 years of age. You may not use the Site for any illegal or unauthorized purpose, nor may you violate any laws in your jurisdiction in connection with your use of the Site. Any breach of these Terms will result in immediate termination of your access to the Site and its services.
Section 2 – Purpose of the Site
My Legacy Path is a lead generation website designed to connect individuals interested in retirement planning with licensed insurance and financial professionals. By submitting a form on this Site, you understand and agree that:
- Your information will be passed to a licensed agent or representative for follow-up purposes.
- We are not a licensed insurance agency, financial advisor, or broker-dealer.
- No insurance, financial, or investment advice is provided directly through this Site.
- Any guidance, recommendations, or plan details will come from the licensed professional who contacts you.
Section 3 – Phone Number Collection & SMS Communications
Consent and Purpose
By providing your phone number through our Site's inquiry form, you expressly consent to receiving updates and communications related to the retirement planning service you have inquired about. Your phone number will only be used for communication purposes regarding that service.
Information Usage
Phone numbers collected will be used solely to update you about the service you expressed interest in or to connect you with a licensed professional. We will not share, sell, or otherwise distribute your phone number to third parties without your explicit consent, except as described in our Privacy Policy.
Frequency of Communication
Communication will be limited to updates relevant to your inquiry. You may opt out at any time using the channels described below.
Opt-Out Option
You may cancel SMS communications at any time by replying STOP to any message from us. Upon sending STOP, we will confirm your unsubscribe status via SMS. You will no longer receive SMS messages from us after that confirmation. To re-subscribe, sign up again through the Site.
Carrier Liability
Carriers are not liable for delayed or undelivered messages. Standard message and data rates may apply.
Help
For assistance, reply HELP to any message or contact us using the information in Section 12.
Section 4 – TCPA Consent
By submitting your information and clicking the submission button on this Site, you provide your express written consent authorizing My Legacy Path, Prestige Creative LLC, and/or the licensed agent(s) to whom your inquiry is referred, to contact you at the phone number provided using:
- Live telephone calls
- Automated telephone dialing systems
- Prerecorded or artificial voice messages
- SMS or MMS text messages
This consent applies even if your number is listed on a federal or state Do Not Call Registry. You acknowledge that your telephone carrier may impose charges for these contacts. You are not required to provide this consent as a condition of purchasing any property, goods, or services. You may revoke this consent at any time by contacting us directly.
Section 5 – Accuracy of Information
The content on this Site is provided for general informational purposes only and should not be relied upon as the sole basis for making financial or retirement planning decisions. We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information on the Site. We reserve the right to modify or remove Site content at any time without notice.
Section 6 – Modifications to the Service
We reserve the right to modify, suspend, or discontinue the Site or any part of it at any time without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.
Section 7 – Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. We encourage you to review the terms and privacy policies of any third-party sites you visit.
Section 8 – Prohibited Uses
You are prohibited from using the Site or its content to:
- Engage in any unlawful purpose or activity
- Violate any federal, state, or local laws or regulations
- Infringe upon the intellectual property rights of others
- Harass, abuse, defame, or discriminate against any individual or group
- Submit false or misleading information
- Upload or transmit viruses or other malicious code
- Collect or track the personal information of others without consent
- Spam, phish, scrape, or engage in any deceptive data collection practices
- Interfere with or circumvent the security features of the Site
We reserve the right to terminate your access to the Site for any violation of these prohibited uses.
Section 9 – Disclaimer of Warranties; Limitation of Liability
The Site and all content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not guarantee that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, Prestige Creative LLC, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, punitive, or consequential damages arising from your use of or inability to use the Site, including but not limited to lost profits, lost data, or business interruption, even if we have been advised of the possibility of such damages.
Section 10 – Indemnification
You agree to indemnify, defend, and hold harmless Prestige Creative LLC (DBA Prestige Leads), its parent entities, subsidiaries, affiliates, officers, directors, agents, contractors, licensors, service providers, and employees from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms, your violation of any law, or your violation of the rights of any third party.
Section 11 – Personal Information
Your submission of personal information through this Site is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://www.mylegacypath.com/privacy-policy for details on how we collect, use, and protect your information.
Section 12 – Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be enforceable to the maximum extent permitted by law, and the unenforceable portion shall be deemed severed from these Terms. The validity and enforceability of all remaining provisions shall not be affected.
Section 13 – Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions.
Section 14 – Facebook Disclaimer
This site is not a part of the Facebook™ website or Facebook™ Inc. Additionally, this site is NOT endorsed by Facebook™ in any way. FACEBOOK™ is a trademark of FACEBOOK™, Inc.
Section 15 – Changes to These Terms
We reserve the right to update or replace any part of these Terms at any time by posting changes to this page. It is your responsibility to check this page periodically for updates. Your continued use of the Site following the posting of any changes constitutes acceptance of those changes.
Section 16 – Contact Information
Questions about these Terms and Conditions should be directed to:
Prestige Creative LLC
Operating as: My Legacy Path
Website: https://www.mylegacypath.com
Email: [email protected]
Express Written Consent Statement
By providing the requested information and clicking "Submit," I provide my signature expressly consenting to contact from My Legacy Path, Prestige Creative LLC, or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if registered on the DNC). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time.